Mantap Academy financial education programmes

Three Programmes, Three Areas of Financial Life

Each Mantap Academy programme addresses a distinct set of financial questions that arise for Malaysian adults after 40. Choose the one that fits where you are now.

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How We Deliver Financial Education

Our approach is built around the Compass Garden model — structured around four domains of financial life and delivered in small groups with time for genuine discussion. We do not rush. We do not sell. We teach.

North
Planning
East
Growth
South
Protection
West
Legacy
EPF and KWSP Optimization Briefing
Programme 1 North · Planning

EPF & KWSP Optimization Briefing

A focused, single-session briefing for anyone who wants to better understand their EPF account. We work through real anonymized statements to explain Account 1 and Account 2 distinctions, current withdrawal options, contribution optimization strategies, nomination procedures, and recent EPF policy changes.

What this programme covers:

Reading and interpreting your EPF statement
Account 1 vs Account 2: rules, restrictions, and strategies
EPF withdrawal categories and eligibility conditions
Nomination procedures and estate planning implications
Contribution optimization for still-employed participants
Recent policy changes and what they mean for you

Format

Single session + Q&A

Programme Fee

RM 650

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Property and Mortgage Awareness programme
Programme 2 East · Growth

Property & Mortgage Awareness

Designed for adults who are considering property investment, reviewing an existing mortgage, or evaluating whether property makes sense as part of their financial picture. Spread over four sessions across three weeks, this programme brings together the fundamentals of Malaysian property and mortgage dynamics with hands-on calculation practice.

Programme topics:

Malaysian property market fundamentals and current conditions
Comparing home loan packages: KLIBR, fixed-rate, and flexi-loans
Evaluating refinancing options and break-even analysis
Rental yield calculations and investment property assessment
Stamp duty, legal fees, and total cost of ownership
Property as a retirement asset: considerations and cautions

Format

4 sessions over 3 weeks

Programme Fee

RM 1,720

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Integrated Financial Life Planning programme
Programme 3 West · Legacy

Integrated Financial Life Planning

A premium programme for adults navigating the fuller complexity of financial life in their 40s through 60s. Over ten sessions and two months, participants work through medical cost preparation, children's education funding, caring for ageing parents, career transition planning, and building meaningful post-retirement routines. Four individual advisory meetings allow for personalised attention alongside the cohort experience.

Programme scope:

Medical and healthcare cost planning for mid-life and beyond
Education funding strategies for children (public and private paths)
Financial planning when supporting ageing parents
Career transition: managing income changes and timing
Building a sustainable post-retirement financial routine
Four one-on-one advisory sessions per participant
Quarterly group sessions for one full year after programme

Format

10 sessions · 2 months

Programme Fee

RM 3,250

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Which Programme Is Right for You?

Feature EPF Briefing
RM 650
Property Awareness
RM 1,720
Integrated Life Planning
RM 3,250
Session count 1 session 4 sessions 10 sessions
Duration Half-day 3 weeks 2 months
EPF coverage
Property & mortgage
Individual advisory 4 meetings
Post-programme access Q&A follow-up 1 year quarterly sessions
Best for EPF understanding and withdrawal planning Property decisions or mortgage review Comprehensive mid-life financial clarity

What Every Programme Includes

Written Reference Materials

All participants receive printed and digital reference sheets after each session to support ongoing use.

Practical Worksheets

Calculation templates and decision checklists that participants can apply directly to their own situation.

Open Q&A Periods

Each session includes dedicated time for questions — not rushed, not deflected to a sales follow-up.

No Product Promotion

A strict policy ensures no financial product or provider is recommended at any point during the programme.

Up-to-Date Content

Programme materials are reviewed each year to reflect current Malaysian regulations and market conditions.

Participant Confidentiality

All financial information shared within sessions is treated with care and governed by our confidentiality policy.

Not Sure Which Programme Fits?

Tell us a little about your situation and we will help you find the right starting point — no pressure involved.

Send an Enquiry